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 You have to be diligent in protecting yourself from convincing scammers. Dragana Gordic / Shutterstock.com

A financial advice columnist wouldn’t fall for a financial scam, would she? That was what financial analyst Charlotte Cowles thought when she handed over $50,000 to a man she thought was an undercover Central Intelligence Agency (CIA) agent. In the wake of her viral personal essay about her mistake, one thing became clear — government impersonation scams are becoming increasingly convincing.

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