4 Surprising Benefits of Becoming a Costco Member

This post may contain affiliate links which may compensate us based on your interaction. Please read the disclosures for more information.

Costco membership doesn’t just offer the chance to get household products for less. Check out these four perks, including reduced insurance costs. 

Becoming a Costco member comes with many advantages. You gain access to Kirkland products, which are the Costco house brand products. The store also offers bulk buys at discounted prices, a food court with a famous $1.50 hot dog and soda combo, and provides free samples of tasty food that many customers enjoy.

But while you may be aware of these membership benefits, there are other perks that may surprise you. Here are four benefits you don’t want to miss.

1. Discounted travel

Costco does more than sell household items. The warehouse club can also help you set sail or take flight. Costco members can book vacation packages, hotels and flights, and rental cars — all at a discounted price.

As an example, an all-inclusive package at a prime Jamaica hotel came in at $4,911.31 for an eight-night stay in February 2024, while booking directly through the hotel itself would have left you paying $5,034.00 for the same king mountain view room.

So, if you’re a Costco member and are headed out on vacation, be sure you check out its travel deals. To save even more, check out its Travel Hot Buys for limited time specials. These could allow you to take a special trip without doing much damage to your savings account.

2. Insurance savings

Costco has a partnership with CONNECT from American Family Insurance that allows members to get discounted home and auto insurance coverage. Members report reducing premium costs by $595.86 on average when they switched to getting their coverage through this partnership.

You can request a quote online to see how its insurance offerings compare to your current coverage so you can decide if switching carriers would be a smart financial choice.

3. Costco Concierge Services

Costco offers Concierge Services to members. These services provide free technical support so you can get help troubleshooting your electronic devices. The technicians are “expert level,” and provide help with a wide variety of products including TVs, monitors, laptops, projectors, cameras, camcorders, DVD players, home theater systems, printers, security cameras, and more.

The concierge service also offers a two-year warranty on eligible products from the date of purchase, including TVs, projectors, computers, water heaters, and major appliances. This is longer than many manufacturer warranties so you get the added peace of mind of knowing your expensive items are protected.

4. Bottled water delivery

If you want the cleanest water at your home or office, Costco has you covered as well. Your membership entitles you to affordable bottle delivery that comes biweekly.

You can rent a Storm hot and cold cooler dispenser for just $3.99 per billing period if you are an Executive member or $5.99 if you are a Gold Star member. And bottles start at $6.99 per five-gallon bottle, which is less than many competitors charge (I was paying around $7 a bottle for delivery service in my old house from a competitor).

These are just four of many benefits you need to know about when you join Costco so you can make the most of your membership. Check out Costco’s membership perks to learn all about the different deals you should take advantage of.

Alert: highest cash back card we’ve seen now has 0% intro APR until nearly 2025

If you’re using the wrong credit or debit card, it could be costing you serious money. Our experts love this top pick, which features a 0% intro APR for 15 months, an insane cash back rate of up to 5%, and all somehow for no annual fee.

In fact, this card is so good that our experts even use it personally. Click here to read our full review for free and apply in just 2 minutes.

Read our free review

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.Christy Bieber has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale. The Motley Fool has a disclosure policy.

 Read More