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 When Americans describe their financial circumstances, it’s clear they are not well-prepared for their golden years. Monkey Business Images / Shutterstock.com

Life has been tough on the middle class in recent years. Homes have become ridiculously expensive, and inflation has made simply putting food on the table more challenging. So, it should come as little surprise that middle-class Americans are not well-prepared for retirement. Recently, the Transamerica Center for Retirement Studies surveyed more than 5,700 middle-class adults and — among other…

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