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Most Americans have failed to complete these legal documents that can safeguard their golden years. Are you among them? CREATISTA / Shutterstock.com
Anyone nearing retirement needs to start thinking about having the right estate planning documents. Unfortunately, relatively few of us take that step. Recently, insurer MassMutual surveyed 1,500 Americans nearing retirement — defined as being between the ages of 55 and 65 — and asked them whether they had four key estate planning documents in place. In the case of all four documents…
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