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 Getting older comes with extra savings at these major retailers. Sundry Photography / Shutterstock.com

There’s a lot to celebrate when you hit 50 or 55. Maybe for the first time, you start thinking seriously about retirement and how you’re going to spend your golden years. When you finally reach retirement a decade or two down the road, you will have more time on your hands to celebrate birthdays, weddings and every anniversary under the sun. But you won’t necessarily have more cash on hand.

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