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 It’s easy — and affordable — to stay toasty and cozy in your home with these tips. Daniel Hoz / Shutterstock.com

Editor’s Note: This story originally appeared on Living on the Cheap. Looking for ways to stay warm and cozy at home? For many of us, winter is a time when we discover a few more cracks and crannies for the cold air to find its way inside. Not only does that make it harder to keep your house warm, it sends money out the door as the electric or gas bill climbs. So, what can you do to lower your…

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