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 More than three-quarters of Americans are using one of these techniques. Denys Kurbatov / Shutterstock.com

Health care costs are a part of life for nearly every one of us. Unfortunately, the cost of such care seems to get more expensive with each passing year. Recently, the Transamerica Center for Retirement Studies surveyed more than 10,000 workers as part of its report “Stepping Into the Future: Employers, Workers, and the Multigenerational Workforce.” In that report, the center said it found that 76%

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