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 If you’re in debt, maybe you’ve considered paying a professional for help. Necessary or a waste of money? Here’s what we found. Aaron Freeman / Money Talks News

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Americans owe more than $1.1 trillion in credit card debt — and a good portion of that is because too many of us are using plastic to pay for basic necessities like rent and food. But no matter where your debt comes from…

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