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 Tackle any debt you took on over the holidays with these simple steps. Damir Khabirov / Shutterstock.com

Editor’s Note: This story originally appeared on Living on the Cheap. Now that the holidays are over, many people are starting the New Year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your debt, you’ll spend all of…

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