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 You can pay tens of thousands of dollars out of pocket in these states to repair damage. FotoKina / Shutterstock.com

Everybody who purchases a homeowners insurance policy is familiar with the deductible — the amount of money you must pay out of pocket for repairs before your coverage kicks in. However, some people are surprised to learn that many policies come with a separate hurricane deductible. Sometimes called a named-storm deductible, this type of deductible applies to all damage caused by named storms…

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