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 Owning a home comes with far more than a monthly mortgage. See which costs homeowners need to consider. Sean Locke Photography / Shutterstock.com

Editor’s Note: This story originally appeared on The Penny Hoarder. You’ve spent months — years even — saving up for a down payment for a house. You’ve budgeted meticulously, banking savings whenever you could to make homeownership possible. After reaching that goal, you may feel like the pressure to budget and save is gone. But don’t get too comfortable.

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