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 Here’s where increased interest rates are having the biggest impact on mortgages. Krakenimages.com / Shutterstock.com

The path to homeownership has been a tumultuous one for prospective buyers in recent years, characterized by a series of fluctuating trends and economic uncertainties. While buyers benefited from historically low interest rates early in the COVID-19 pandemic, they also faced record price increases due to constrained inventory and intense competition. Now, the landscape has shifted…

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