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 In these states, a higher share of households don’t have access to credit cards. Prostock-studio / Shutterstock.com

Editor’s Note: This story originally appeared on Upgraded Points. Credit cards are a staple of the American financial system. However, credit has been harder to come by for many consumers in the U.S. Rapidly rising inflation in 2021 and 2022 motivated the U.S. Federal Reserve to embark on a series of interest rate hikes that have continued into this year. As interest rates have risen…

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