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 Residents in these states report having the highest number of credit cards. Kmpzzz / Shutterstock.com

Nearly all financial experts agree that having access to at least one credit card is an important financial tool. The question of how many cards a person should carry, however, is more complicated. According to data from the Financial Industry Regulatory Authority (FINRA), the large majority of cardholders — approximately 69% — hold between two and eight cards. Conversely, only 26%

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