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 You may qualify for more retirement income than you realize. AYO Production / Shutterstock.com

If you have focused all your retirement planning energy on your 401(k) account, you may be missing a key piece of the puzzle: Social Security. You can influence your eventual payout from this old-age safety net to a surprising degree by making some adjustments, or by making changes in retirement planning. The time to get started pumping up your Social Security checks is now, even if you’ve got…

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