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 Not all investments are created equal. And some things that may make sense for some investors don’t make sense for retirement. Shyamalamuralinath / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. We have a lot of choices about where to invest our money, both before and after retirement. Some options are clearly bad investments. Others seem like a good bet, but they probably aren’t. While we would all like to find a shortcut to massive wealth, a more steady approach is probably the best route to a secure retirement.

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