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 Knowing what to expect can help you prepare for — and adjust to — life in your golden years. Julia Zavalishina / Shutterstock.com

Most of us spend decades working and dreaming of a day when we can retire. But when we finally arrive at our post-work destination, it’s not unusual to find a world of surprises. While some of these revelations can be pleasant, others are more sobering. Knowing what to expect in advance can help you prepare for — and adjust to — life in your golden years. Following are some hard truths you should…

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