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 This will help millions of workers and retirees boost or conserve their retirement savings. Marcos Castillo / Shutterstock.com

Americans soon will enjoy greater access to retirement plans and be able to delay withdrawing their savings, thanks to year-end legislation that President Joe Biden is expected to sign shortly. The $1.7 trillion appropriations package passed by the U.S. Senate on Dec. 22 and the House of Representatives on Dec. 23 funds the government for another year, thus avoiding an otherwise imminent shutdown.

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