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 Prepare yourself to make smart money decisions as you head out on your own for the first time. Prostock-studio / Shutterstock.com

Editor’s Note: This story originally appeared on Living on the Cheap. Heading off to college? Congratulations. You’ll be surprised that much of the learning you’ll do over the next four years has less to do with the classroom than with life. If you’re like many young adults, college is the first time you’ll keep your own schedule, plan your own meals, manage your health and pay your own way.

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