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Here’s how to splurge responsibly when you get your refund. wavebreakmedia / Shutterstock.com
It’s the most wonderful time of the year for some — the season in which your state and federal governments pay their debt to you in the form of a big, fat tax refund. If you’re expecting Uncle Sam to be generous this year, it’s tempting to spend the money on luxury items or vacations as soon as it hits your bank account. But it’s not wise to splurge on a vacation or new TV when you’re still…
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