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 Don’t miss out on these savings for your homeowners insurance costs. bbernard / Shutterstock.com

If you own a home, insurance is a necessity and required if you have a mortgage. But your coverage might be costing you more than it should. You may qualify for a homeowners insurance discount or two. Thankfully, there are ways to lower your monthly homeowners insurance premiums without sacrificing essential coverage. Many insurance companies provide incentives and discounts that can help you…

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