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 You don’t have to spend a ton of money to live close to the water. Mark Winfrey / Shutterstock.com

Who doesn’t dream of living by the beach? While some landlubbers may prefer living far from the water, many of us dream of life near sea and sand. Unfortunately, the high demand for properties near the beach means these homes often cost more. But not always. Some beach towns have homes that are downright affordable, according to a recent survey by Realtor.com. The numbers crunchers at Realtor.

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