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 Even the most talented people can be weighed down by a lack of luck. Mix and Match Studio / Shutterstock.com

If you have at least a few hundred thousand dollars, you probably feel at least a little bit smug about the robustness of your savings accounts. Well, wipe the smirk off your face. New research suggests that your success may have more to do with luck than your talents or even how much effort you have put into work. Let’s look at wealth and talent across the population.

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